Special Guest Speakers

George Joyner

Office of the Commissioner for Financial Institutions (OCIF) for Puerto Rico
Driven Financial Executive with 20+ years’ experience driving competitive & profitable performance. Lead cross-functional teams in developing creative solutions to handle fluctuating market conditions, with proven success in maximizing resources and process improvement initiatives. Designed and implemented effective programs in the public sphere, tapping substantial professional networks to ensure visibility and impact. Leverage extensive background spanning IT management, startups, and corporate finance to distinguish and pursue organizational best practices. Posses the unique ability to asses the current state of the organization, envision its success state, then design and implement organizational changes and technology to quickly and cost effectively achieve operational benefits and new growth. CPA License 7321. PMP Certified 1872214

(2017-Present) Commissioner of Financial Institutions for Puerto Rico

(2009-2012) EXECUTIVE DIRECTOR PRHFA - Launched programs at PRHFA assisting 27,500 families in acquiring homes valued at $3.8 billion in sales price. Prevented foreclosures on 2,500 homes. PRHFA was re-awarded HUDs Section 8 program for Puerto Rico.

(2006-2008) DIVISION PRESIDENT RELIABLE MORTGAGE - Succesfull Start-Up of Wells Fargo mortgage affiliate in Puerto Rico. Obtained all regulatory permits, hired and trained all staff, designed publicity and public relations campaign.


Noel Zamot
Revitalization Coordinator

Financial Oversight & Management Board (FOMB) for Puerto Rico
Noel Zamot is the Revitalization Coordinator for the Financial Oversight and Management Board (FOMB) for Puerto Rico. He is responsible for bringing private capital to revitalize Puerto Rico’s critical infrastructure, setting the conditions for economic growth.

Prior to his appointment to the FOMB, Noel founded Corvus Analytics LLC, a firm that helps businesses manage cyber risk and design cyber resilient systems. As a former executive in the defense industry he provided complex solutions to customers in the Federal Government, managing an operations portfolio valued at $230M.

Before entering private industry, Noel served as a Colonel in the U.S. Air Force, where he served as the first officer of Hispanic descent to command the the USAF’s elite Test Pilot School at Edwards Air Force Base in California. In that role he crafted the service’s initial framework for testing military systems in contested cyberspace. He has logged over 1900 flight hours in over 30 different types of aircraft (B-52, B-1B, B-2, F-16D and many others), including over 100 hours of combat.

Noel currently serves on the Board of Directors of Kinetic International.  He is a sailplane pilot, an avid cyclist, and speaks frequently on the energy sector, resiliency and investment in Puerto Rico.

Danielle DiMartino Booth
CEO & Director of Intelligence

Quill Intelligence LLC
Danielle DiMartino Booth is a global thought leader on monetary policy and economics. She is the author of FED UP: An Insider’s Take on Why the Federal Reserve is Bad for America (Portfolio, Feb 2017). FED UP rose to #22 on Amazon’s Best Seller List.

DiMartino Booth founded Money Strong LLC in 2015. Through her economic consultancy, she has published a weekly newsletter for 140 consecutive weeks. Her writings are regularly featured on Linked In, Seeking Alpha, Nasdaq, Talk Markets and dozens of other websites. In affiliation with Quill Intelligence, DiMartino Booth also publishes a weekly newsletter subscribed to by institutional investors.

DiMartino Booth is a full-time columnist for Bloomberg View, a business speaker, and a commentator frequently featured on CNBC, Bloomberg, Bloomberg Radio, Fox News, Fox Business News and other major media outlets.

Prior to Money Strong, DiMartino Booth spent nine years at the Federal Reserve Bank of Dallas where she served as Advisor to President Richard W. Fisher until his retirement in March 2015. She continues to research, write and speak on the financial markets, focusing recently on the ramifications of credit issuance and how it has driven global fixed income, equity and real estate market valuations. Sounding an early warning about the housing bubble in the 2000s, DiMartino Booth has earned a reputation for making bold predictions based on meticulous research and her unique perspective honed from years of experience in central banking and on Wall Street.

DiMartino Booth began her career in New York at Credit Suisse and Donaldson, Lufkin & Jenrette where she worked in the fixed income, public equity and private equity markets. DiMartino Booth earned her BBA as a College of Business Scholar at the University of Texas at San Antonio. She holds an MBA in Finance and International Business from the University of Texas at Austin and an MS in Journalism from Columbia University.


Michael S. Williams-King
CEO / Founder

Kinetic International LLC
Michael brings more than 25 years and a wide breadth of experience in the financial markets. He served as an institutional floor broker and an options market maker on the PCX/NYSE/ARCA Exchange.

Michael has lectured throughout the country, including; the Securities Exchange Commission (SEC), Options Industry Council (OIC), and at various universities speaking on derivatives and risk management. He was commissioned to write the Exchange Floor Membership Exam and co-authored the McGraw Hill textbook, "Fundamentals of the Options Market”.

In 2008, Mr. Williams-King co-founded Silexx Financial Systems, a fintech OMS/risk management solution integrated with Wall Street Firms and U.S. Exchanges. Silexx was acquired by CBOE Global (one of the world’s largest exchanges) in 2017.

In 2014, Michael came to Puerto Rico with a vision to create an international financial hub, serving the Spanish speaking world. Years in the making, Kinetic International, a private bespoke international investment bank (IFE) opened in 2019.

In 2016, the ISX project was started to solve the antiquated private financial markets. ISX will launch on March 1st, 2019.

In 2018, Mr. Williams-King and his team acquired the historical building Banco Español in Old San Juan. This ambitious project includes renovating the historic building and commissioning the largest fresco to currently be painted in the world. The project is being filmed for a planned documentary.

He has founded and managed Broker Dealers, Registered Investment Adviser Firms, and trading operations; including Kinetic Investment Group, a private investment firm.

Mr. Williams is an honored US Navy Veteran who served in the Persian Gulf.

Michael just finished his first historical fiction novel, Journey to Masyaf (published in 2019).

Jeanelle Alemar-Escabí

Kinetic International LLC
Ms. Alemar worked as part of the tax practice group of the law firm Pietrantoni, Mendez & Alvarez LLC from 2005 to 2015. In addition, she served as tax adviser for the Secretary of the Puerto Rico Treasury Department from 2001 to 2004.

Her certifications include: Certified Public Accountant and Chartered Global Management Accountant affiliated to the AICPA; Certified Promoter by the Puerto Rico Department of Economic Development and Commerce to promote Puerto Rico incentive programs; Certified Mediator by the Puerto Rico Supreme Court and a Notary Public.

Ms. Alemar is the Co-author of Bloomberg BNA Tax Management Portfolio 995: “Business Operations in Puerto Rico” T. M. 7320 and of the Article Bloomberg BNA Tax Management Weekly State Tax Report, Volume: 2012 Issue: 22, 06/01/2012; “Investment Destination: Puerto Rico New Tax Incentives to Lure Business and Individual Investment”.

She has a B.S.B.A. (Accounting/Finance) and a J.D., both from the University of Puerto Rico, and an LL.M. (Master of Law) in Taxation from Georgetown University Law Center in Washington, DC.

Mario Rivero
CEO / Founder

Mario Rivero is the Managing Director and CEO of FlexFunds. Mr. Rivero has experience in private equity and capital markets, with a focus in financial services and technology. He has worked in Europe, Asia, and the Americas with an emphasis on emerging markets.

Before FlexFunds, Mr. Rivero worked at a global multi-strategy hedge fund, a New York based venture capital firm, at Bear Stearns’ international investment management group, and in KPMG Consulting Europe. Mr. Rivero received a B.S. in Engineering from Boston University, and an MBA from Yale University.

Don Lawson
CEO / Founder

Lawson Group LLC
Don Lawson is a 4th generation developer. He started Lawson Group Architects in 1983 and has been the Architect of Record for over 1600 projects with a construction value exceeding 10 billion dollars. His experience includes senior housing projects, multi-family developments, residential communities, university/institutional facilities, corporate offices, and high-rise residential projects.

For the past eight years, LGA has been recognized by Architectural Record as one of the Top Design Firms in the United States. In 2000, Don Lawson partnered with five other investors to form a bank where he served as the Chairman of the Board for 8 years while directing the bank’s growth to 365 million in assets. During his banking tenure he became an expert in real estate financing and complex real estate transactions. He retired from banking in 2011 to focus on senior housing.

With 35 years of experience in the sector, Mr. Lawson is highly regarded as an expert on senior housing development. In his role as architect and CEO of LGA, Inc., Don Lawson has worked with a number of the nation’s top senior housing developers. They have come to him for direction and advice on senior housing and have deferred to, and relied upon his expertise to establish their business models.

Mr. Lawson has extensive experience in complex real estate development and transactions, project design and construction, and property management. He regularly consults on site analysis and acquisition, real estate development, and financial performance of real estate assets. As a developer, former banker and architect, Mr. Lawson has a vast understanding of real estate development, management, and operation. His focused interest in the Senior Housing sector is driven by his concern for our aging population, and the experience from his involvement in nearly 200 senior housing projects.

Tom McOsker

Bespoke Capital Markets Group (BCMG)
Tom is founder and CEO of Bespoke Capital Markets Group (BCMG), a Puerto Rico-based capital markets firm providing investors and governments with tools and capital to grow their tax lien businesses. In 2014 he moved his Manhattan headquarters to San Juan, consolidating 20+ subsidiaries under the BCMG structure, and employs 90% of the BCMG workforce locally. In 2016, the Family of Companies grew to include local mapping and GIS powerhouse MapPlus.

MapPlus is a local technology solution that combines powerful software, proprietary data and superior collection practices. By leveraging unique data, the cloud-based technology empowers Government agencies and private investors to identify and monetize previously undetected assets, and to make critical decisions.

Over the past 2 years MapPlus PRIME is proud to have: 
  • CRIM - Identified $500 million per year in unclaimed revenue from improperly exonerated parcels, and mapped 300,000 taxable structures (representing another $48 million per year)
  • FEMA - Analyzed highly damaged sectors to prioritize and deliver food and supplies post-Maria
  • Department of Tourism - Discovered $100 million/year in uncollected room taxes
  • PREPA – Geo-corrected pole and power-line positions to facilitate faster restoration of electricity to residents
  • PR Telecommunications Board – Analyzed and evaluated status for over 6,000 cell towers to restore service post-Maria
  • Federal First Responders - Geo-located EBT activity to facilitate Federal response team’s relocation of “cells on wheels” to distribute Federal funds post-Maria

Andrew Carlson
National Director

JLL - Puerto Rico
Mr. Carlson is the National Director for Puerto Rico, Caribbean and Latin America. He oversees the Puerto Rico team in all the different divisions of the JLL business. Mr. Carlson has over 30 years of experience in the commercial real estate industry including positions in Property Management, Development and Construction, Asset Management, Landlord Leasing and Tenant Representation.

Since beginning his career in 1986, Mr. Carlson has completed transactions in excess of 8,000,000 square feet with various users including anchors, Jr. boxes, small shop and lifestyle tenants. He has been employed by national, regional and local companies such as Forest City Enterprises, Jim Morris and Associates, Inc. and the Sembler Company of St. Petersburg, Florida. With the Sembler Company, Mr. Carlson leased over 4,500,000 square feet of power strip, mixed use and lifestyle shopping centers in Florida and Puerto Rico.

Mr. Carlson is a licensed real estate broker in Florida and Puerto Rico.

Jonathan Lassers
CEO / Managing Partner

Regeneration Partners
Jonathan Lassers brings 30 years of experience identifying and investing in undervalued and overlooked assets. As a seasoned entrepreneur and investor, he has worked in agribusiness, real estate, and corporate restructurings. He has been involved in in strategic land acquisition for agricultural, residential and commercial developments in South America and Puerto Rico.

He served as a senior consultant and corporate advisor to GORCA Systems, an aerospace company, where he provided strategic expertise in reorganization and financing plans to implement a long-range corporate restructuring of the firm. Jonathan was involved in the development, commercialization and sale of several spin-out technologies from various GORCA ventures.

Jonathan was a principal at Seahawk Capital Corporation, a publicly traded US corporation in which he acquired a controlling equity position. Post-acquisition he managed the sale of its assets, which included specialized food-processing technologies and commercial opportunities. In 1995, he repositioned and restructured Fritar, at the time Poland’s largest potato processing facility located in Tarnow, Poland. Through the process of a reverse merger, Seahawk was successfully acquired later by Dynamic Web enterprises, an e-commerce B2B company.

Responsible for structuring and planning the master development of a $2.8B economic redevelopment project in Puerto Rico, he has extensive experience in government policy and negotiation. In 2015 he founded Semillero Ventures an early stage Private Equity fund investing in the food and agricultural sector in Puerto Rico. He is a mentor and advisor to companies in Parallel 18, a start-up incubator in Puerto Rico.

Jonathan studied Land Economics at Polytechnic of Central London and is resident in San Juan, Puerto Rico and Punta del Este Uruguay.

Michael D. Sayre

Kinetic International
Mike has over 15 years of extensive leadership experience in the financial technology industry. He has worked with Fortune 500 and 100 companies, cutting edge fin-tech startups, exchanges, banks and financial institutions to create world-class digital financial products.

Mike ran the client services services division for Cognizant, one of the world’s top 5 largest consulting firms for the region of continental Europe, UK and Northern Ireland for nearly 3 years and was instrumental towards strengthening Cognizant’s footprint in both the financial and pharmaceutical verticals globally. After his term at Cognizant Mike founded Eryce, a financial services, fin-tech agency & software development firm based in Eastern Europe and South Africa, which was subsequently acquired in early 2017 by a Swiss based family office.

He has a passion for sharing his journey; and has spoken around the world at startup organizations, accelerators, networking events and creative associations.

Mike is originally from Seattle, Washington USA, but has been living the last 6 years between Amsterdam the Netherlands and London United Kingdom and now maintains primary residence in Puerto Rico.

Sofia Stolberg
CEO / Founder

Piloto 151
Sofia Stolberg is a serial entrepreneur, mentor and entrepreneurship ecosystem developer with experience across diverse industries and international markets. She is the CEO of Piloto 151, Puerto Rico’s first coworking space and growth platform for entrepreneurs, recognized by the US Small Business Administration and the White House as one of 50 organizations nation-wide developing the most innovative programs for high growth potential entrepreneurs to thrive. She cofounded Codetrotters Academy, the first hacker school in Puerto Rico and the Caribbean, committed to training the next generation of coders and innovators on the Island. Her most recent venture is Womentechover, a community of women who get together to talk about their tech and who continuously inspire other women and girls to pursue tech careers while also advocating for more inclusive work environments.

As an ecosystem developer, Sofia has helped strengthen underdeveloped entrepreneurial and startup communities internationally. She codirected the Founder Institute Puerto Rico chapter and previously collaborated with Babson College, leading and advising international multistakeholder entrepreneurial initiatives (including Manizales-Más and Scale-up Milwaukee) to support and accelerate the development of high growth ventures. Sofia has also provided consulting services to local and multinational clients in the financial, insurance, consumer-based products, and oil and gas industries in countries across Latin America, the US and Africa.

In her spare time, Sofia provides mentoring to startups and entrepreneurs in Puerto Rico and abroad, and serves on the Board of the Puerto Rico Creative Economy Initiative and the San Juan Tech Meetup. Sofia is frequently invited to speak at international entrepreneurship conferences and acts as judge at game jams and hackathons. She holds a Bachelor’s Degree from Columbia University and a Masters in Economic Development Management from the London School of Economics. She enjoys dancing (mostly salsa and tango), cooking, extreme sports, contributing to her family’s art collection, and reading Latin American fiction novels.

Jeffrey Monge
Managing Partner

Monge Capital
Mr. Jeff Monge is the Managing Partner of Monge Capital, a NY/NJ based Latino owned, and operated firm focused on providing advisory services and capital solutions for real estate projects and business expansion through public/private partnerships. Jeff has over 20 years of economic development, private equity and debt experience with an expertise in urban development and real estate finance complemented with exceptional community and business relation skills. Over the last 15+ years, Jeff expanded his expertise to include State and Federal tax credit financing including New Markets Tax Credits (NMTCs), Historic Tax Credits, Opportunity Zones, and flexible financing options. In 2018, Monge Capital participated in the closing of one of the first Opportunity Zone transactions in the country. Jeff has a vast knowledge of over 25 urban markets nationwide with over $3 billion of transaction experience. While principally Monge Capital speaks to the needs of their clients including developers, operating businesses, nonprofits and municipalities, Monge Capital participates in direct investments as well.

A 15+ year member, Jeff served as a chair of the International Council for Shopping Center's (ICSC) National Hispanic Retail Initiative, the P3 Retail Program and efforts to help revitalize Puerto Rico.

Jeff also serves on the Hispanic Scholarship Fund's Advisory Board. Jeff graduated from SUNY Polytechnical Institute in Utica, NY with a Master in Business Management and a Bachelor of Science in Computer Engineering Technology.

Alex Borschow
Co-founder / Managing Partner 

Semillero Ventures
Alex Borschow is co-founder and Managing Partner of Semillero Ventures, Puerto Rico's first food and agriculture early and growth stage equity investment fund. A native of the island, he returned after 14 years between working in investment banking at BNP Paribas and as Director of Finance at Eataly USA, the largest Italian food marketplace in the world. He has been investing in and advising food and ag startups for the past seven years.

Alex is a Mentor-in-Residence at Parallel18, Puerto Rico’s premiere startup accelerator as well as a Mentor for the Rabobank-MIT Food and Agribusiness Innovation Prize.
He is an Director on the Boards of Seal the Seasons, Estancia Verde Luz, and Foundation for Puerto Rico.

Alex holds a BS in Chemical/Biological Engineering and an MBA from MIT.

José Román
CEO / Principal Investigator

Ximena LLC
José Humberto Román, PE, CEM is the CEO and Principal Investigator for Ximena LLC, a start up energy technology development and advisory firm.

He was a Commissioner and then Chairman of the PR Energy Commission. Under his tenure as leadership, PR became the first jurisdiction to have Microgrid Development Rules. During his tenure as Commissioner, the first independent rate review took place. The review ended reducing the utility’s projected expenditures by $50M. Also during his tenure, PREPA’s long term capital investments to allow for the incorporation of renewable energy sources was approved.

Before joining the public sector in 2014, Mr. Román was involved in multiple developments throughout the world, from utility generators to the design and construction of energy efficient buildings. He has engineered large projects, of up to $900M development cost, providing the technical leadership required to maximize the return on investment. He is a professional with over 20 years in the energy industry in USA, Spain, México and Puerto Rico.

He currently advises on microgrid development, on navigating the rapidly changing energy policy in PR and on implementation of various energy resilience measures. He is working towards the development of marine hydrokinetics and agrivoltaics as additional renewable energy sources. His previous research work has been on piezoelectric materials, to generate electricity through mechanical stress.  

Peter Rivera

Goldstein Hall PLLC
Peter Rivera is an attorney with the New York City law firm, Goldstein Hall PLLC. His practice focuses on real estate, affordable housing development and litigation.

Mr. Rivera is a graduate of St. John’s University School of Law and has a graduate certificate from NYU in Real Estate Finance. Prior to joining Goldstein Hall, Mr. Rivera was the CEO of Aguila, Inc., a not-for-profit organization that provides transitional housing for homeless families throughout the Bronx and northern Manhattan.
During his tenure there, Mr. Rivera oversaw a $30 million budget with over 1,300 families living in 40 homeless shelters, guiding the organization through one of the worst homeless crises that New York City has ever seen.

After witnessing the mass exodus from Puerto Rico due to the ongoing economic crisis and the aftermath of Hurricane Maria, Mr. Rivera has pivoted toward helping Puerto Rico develop a coalition for affordable housing, to ensure that all Puerto Ricans have the opportunity to live in safe, low-cost, permanent housing.